How to Obtain an Access Agent Loan

Access Bank recognizes the importance of financial flexibility, especially for its Access CLOSA Agents.

To address liquidity and funding gaps that may arise, Access Bank offers the Access Agent Loan, a digital loan product tailored specifically for its agents.

In this article, we will guide you through the process of obtaining an Access Agent Loan and provide insights into its key features.

Understanding the Access Agent Loan

The Access Agent Loan is an instant digital loan product designed to cater to the financial needs of Access CLOSA Agents.

It serves as a valuable resource to bridge liquidity gaps and secure funds promptly.

The Access Agent Loan comes with a straightforward and competitive interest rate of 1% per month on all unpaid obligations.

This transparent rate ensures that agents can access the funds they need without excessive interest costs.

How to Request an Access Bank Agent Loan

Accessing this loan is a straightforward process, and there are multiple channels available for agents to make their requests:

  1. POS CEVA Mobile Application: Access CLOSA Agents can initiate their loan requests through the POS CEVA mobile application. This mobile app provides a convenient platform for managing financial transactions, including loan applications.
  2. QuickBucks Platform: Access Agent Loan is also accessible through the QuickBucks platform, which is available both online and as a mobile app. Agents can easily download the QuickBucks app from the Google Play Store or iOS App Store or visit the QuickBucks website to make their loan requests.

Loan Tenure

The Access Agent Loan offers a short and convenient repayment period, with a tenure of 2 days or 48 hours. This brief cycle allows agents to manage their finances effectively without being burdened by long-term commitments.

Access Bank Agent Loan Eligibility Criteria

To be eligible for the Access Agent Loan, agents must meet certain criteria, including:

  • No outstanding loans with Access Bank or other financial institutions.
  • Use of a phone number linked to their BVN for the loan application.
  • Compliance with previous digital loan obligations, ensuring they have not exceeded their eligible loan amount.
  • Monthly repayment of existing loans should not exceed their eligible amount.

Access Bank Agent Loan Disbursement and Processing

Once a loan request is approved, the funds are credited instantly to the agent’s Access Bank account. However, there may be instances where it takes up to 24 hours to process the loan before disbursement. In such cases, Access Bank ensures that agents are promptly notified of any delays.

Access Bank Agent Loan Repayment and Early Liquidation

Repayment of the Access Agent Loan is structured within the 48-hour cycle. Agents have the flexibility to request early liquidation of their loans if they choose to do so. Here’s how:

  • Self-Liquidation: Interested agents can conveniently pay off their loans using the QuickBucks platform.
  • Contacting Access Bank: Alternatively, agents can get in touch with Access Bank through customer service channels, including phone lines (+234 700 300 0000 or +234 1 271 2005), email ([email protected]), or by visiting any Access Bank branch near you for assistance with loan liquidation.

Account Funding and Late Repayment

In case an agent’s account is not sufficiently funded for loan repayment on the due date, the loan amount will be deducted from any incoming funds in their settlement account. If the loan becomes past due, deductions will be made from any account linked to the agent’s BVN.



The Access Agent Loan is a valuable financial tool designed to empower Access CLOSA Agents with quick and convenient access to funds.

It ensures that agents can effectively manage liquidity challenges and meet their financial obligations without unnecessary complications.

As with any financial product, responsible borrowing and timely repayment are essential to maintain a healthy financial profile.

Access Bank’s commitment to transparency and flexibility shines through in the Access Agent Loan, making it a practical choice for its agents.

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